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Physician Lending

We partner with lenders that specialize in Physician specific loan programs:

PHYSICIAN LOAN PROGRAM BENEFITS
 

  • Medical student loan debts are not included in the debt-to-income (DTI) calculation, as long as they are deferred a minimum of 12 months

  • Income received from future primary employment within 60 days of the note date may be used to qualify

  • Income received from a salary increase within 60 days of the note date may be used to qualify

  • Gift funds are allowed under this program, subject to standard conventional underwriting guidelines
     

WHO IS ELIGIBLE

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  • Medical Residents

  • Medical Doctor (MD)

  • Doctor of Dental Science (DDS)

  • Doctor of Dental Medicine (DMD) or dental surgeon specializing in oral/maxillofacial surgery

  • Doctor of Optometry (OD)

  • Doctor of Podiatric Medicine (DPM)

  • Doctor of Osteopathic Medicine (DO)

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For more information please let us know, we will put you in touch with our Physician program lender

Coldwell Banker Bain Relocation Management

(877) 363-7222 • destination@cbbain.com • www.cbbdc.com/portlandvancouverrelo

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