


Physician Lending
We partner with lenders that specialize in Physician specific loan programs:
PHYSICIAN LOAN PROGRAM BENEFITS
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Medical student loan debts are not included in the debt-to-income (DTI) calculation, as long as they are deferred a minimum of 12 months
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Income received from future primary employment within 60 days of the note date may be used to qualify
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Income received from a salary increase within 60 days of the note date may be used to qualify
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Gift funds are allowed under this program, subject to standard conventional underwriting guidelines
WHO IS ELIGIBLE
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Medical Residents
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Medical Doctor (MD)
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Doctor of Dental Science (DDS)
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Doctor of Dental Medicine (DMD) or dental surgeon specializing in oral/maxillofacial surgery
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Doctor of Optometry (OD)
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Doctor of Podiatric Medicine (DPM)
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Doctor of Osteopathic Medicine (DO)
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For more information please let us know, we will put you in touch with our Physician program lender
Coldwell Banker Bain Relocation Management
(877) 363-7222 • destination@cbbain.com • www.cbbdc.com/portlandvancouverrelo